Online supply chain financing
Financial highlights ended on September 30th, 2025 are as follows:
1. Total assets amounted to RMB765.571 billion, representing an increase of RMB75.608 billion or 10.96% as compared with that at the end of last year;
2. Total loans to customers amounted to RMB375.298 billion, representing an increase of RMB34.608 billion or 10.16% as compared with that at the end of last year;
3. Total customers deposits amounted to RMB481.727 billion, representing an increase of RMB49.703 billion or 11.50% as compared with that at the end of last year;
4. Operating income amounted to RMB11.013 billion, representing a year-on-year increase of RMB527 million or 5.03%; net profit amounted to RMB4.125 billion, representing a year-on-year increase of RMB565 million or 15.86%; net profit attributable to shareholders of the Bank amounted to RMB3.992 billion, representing a year-on-year increase of RMB537 million or 15.54%;
5. Non-performing loan ratio was 1.10%, representing a decrease of 0.04 percentage point as compared with that at the end of last year; provision coverage ratio was 269.97%, representing an increase of 28.65 percentage points as compared with that at the end of last year; capital adequacy ratio was 13.14%; the core tier-one capital adequacy ratio was 8.75%;
6. Return on average total assets (annualized) was 0.76%, representing a year-on-year increase of 0.02 percentage point;
7. Basic earnings per share were RMB0.65, representing a year-on-year increase of RMB0.10 or 18.18%; weighted average return on net assets (annualized) was 13.16%, representing a year-on-year increase of 0.48 percentage point.
*The contents on this page is for reference only.
Bank of Qingdao reserves the right of interpretation of the above contents under applicable laws.

40066 96588
96588@qdbankchina.com
Post Code: 266061
No.6 Qinling Road, Laoshan District, Qingdao, Shandong 266061, PRC
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Online supply chain financing
40066 96588
96588@qdbankchina.com
Post Code: 266061
No.6 Qinling Road, Laoshan District,
Qingdao, Shandong 266061, PRC
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鲁公网安备 37020202000316号
鲁ICP备06013167
Copyright BQD All rights reservedThis website supports IPv6 access